Health insurance or Living Benefits is an insurance policy that pays out monthly income, lump sum amount or as you need in case you get disabled, diagnosed critically illness, or needed extended health care. Unlikely to life insurance, Health insurance plans are insurance policies that provide financial benefits to survivors who face issues due to disable, illness, accidents and physically dependency.There are 3 different types of health insurance products that provide the protection you need at each stage in life. An advisor can help you understand how these products fit into your financial plan.
You may want to consider personal health insurance if:
While many health expenses are covered by provincial and territorial health and drug plans, there are some gaps that might have a substantial financial impact.
We get paid by insurance company to help you acquire most suitable product based on your needs and budget. We as the broker represent our client’s best interests and our duty is to understand your situation, needs, and requirements due deligently to find best solutions.
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