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The Necessity of Medical insurance for tourist in Japan
Enroll in Travel Medical Insurance for Japan that Pays Hospital Bills Directly
Prevent financial loss with Travel Insurance to Japan. Medical costs charged to foreigners in Japan are very high. For instance, a patient who was hospitalized for one day due to an allergic reaction to food was billed about $5,000 USD. Fortunately, they could pay with their high credit card limit. Are you still getting reimbursements after prepaying? If you enroll in insurance that allows direct billing to hospitals by the insurer, there’s no need to worry about prepaying or claiming medical expenses.
Compare premiums from insurance companies that offer direct billing at local hospitals in Japan
Who Can Buy Japan Travel Insurance for Visitors?
Travel insurance for all visitors to Japan
Long-term, Short-term Travel
Long-term, Short-term Travel
For those traveling to Japan for long-term or short-term
Visiting Family, Relatives, Friends
Visiting Family, Relatives, Friends
For those visiting family, relatives, friends, or acquaintances residing in Japan
Long-Term Stay
Long-Term Stay
For everyone going to Japan for reasons like studying, working holidays, employment, long-term travel, etc.
Benefits of Travel Insurance for Japan Trip
Travel Health Insurance Japan Benefits Covering Everything from Minor Stomach Upsets to Emergency Room Visits
Japan Trip Insurance covers everything from ambulance transport due to accidents, to sudden emergency room visits for stomach upsets, food poisoning, or allergic reactions.
Up to $8M
Dental & Health & Eyes
Professional Services
Prescription Drug
With the Comprehensive Plan, deductions apply per policy. This plan offers extensive coverage benefits, and if you visit hospitals within the PPO Network, you won't need to pay hospital bills. It's suitable for individuals who frequently require hospital visits or seek premium insurance coverage.
| Benefits | Insured Amount |
|---|---|
| Eligible Medical Expenses | $10,000~$8M |
| Physician Visits / Services | Up to the maximum limit |
| Walk-in Clinic | $0 copay (when the $0 deductible isn't selected), $15 copay (when the $0 deductible is selected) |
| Urgent Care Clinic | $0 copay (when the $0 deductible isn't selected), $25 copay (when the $0 deductible is selected) |
| Hospital Emergency Room: Inside the U.S. | Up to the maximum limit. |
| Hospital Emergency Room: Outside the U.S. | Up to the maximum limit |
| Intensive Care | Up to the maximum limit |
| Outpatient Surgical / Hospital Facility | Up to the maximum limit |
| Laboratory,Radiology / X-ray | Up to the maximum limit |
| Chemotherapy / Radiation Therapy | Up to the maximum limit |
| Durable Medical Equipment | Up to the maximum limit |
| Dental Treatment | $300 maximum limit due to dental accident or unexpected pain to sound natural teeth. Subject to deductible and coinsurance. |
| Traumatic Dental Injury | Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%. Subject to deductible and coinsurance. |
| Emergency Eye Examination | $150 limit |
| Chiropractic Care,Physical Therapy | Up to the maximum limit |
| Prescription Drugs and Medications | Dispensing limit per prescription: 90 days |
| Accidental Death & Dismemberment (AD&D) | $50,000 principal sum |
| Common Carrier Accidental Death | $25,000 per insured child, $100,000 per insured adult, $250,000 maximum limit per family. Not subject to deductible or coinsurance. |
| Bedside Visit | $1,500 maximum limit |
| Lost Luggage | $50 per item, $500 maximum limit. Not subject to deductible or coinsurance. |
| Return Travel | $10,000 maximum limit. Not subject to deductible or coinsurance. |
| Return of Minor Children | $100,000 maximum limit. Not subject to deductible or coinsurance. |
| Return of Mortal Remains or Cremation/Burial | Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible. |
| Pet Return | $1,000 maximum limit. Not subject to deductible or coinsurance. |
| Small Pet Common Air Carrier Accidental Death Benefit | $500 maximum limit. Not subject to deductible or coinsurance. |
| Identity Theft | $500 maximum limit. Not subject to deductible or coinsurance. |
| Personal Liability | $25,000 combined maximum limit |
Travel Insurance to Japan Comparison Recommendation
Never buy if 'this' is missing when you apply for travel insurance
Don't buy if you can't get proper help when you need insurance. It's just a waste of money. Stonewell considers it most important to help customers receive reasonable protection. Experience a service that's fundamentally different from places that just sell travel insurance.
Recommendation for Comparing and Enrolling in Tourist Health Insurance Japan
Visit Hospitals that Allow Direct Billing from Insurance Companies
After purchasing Japan Trip Insurance, access the dashboard. As shown in the video image below, you can search for hospitals in Japan that have agreements with insurance companies. If you visit a Direct Payment Provider hospital, the insurance company can process direct payments. In cases of accidents or when hospitalization or surgery is needed, try to visit hospitals that offer direct billing. It can save you the worry of having to prepare a large sum of money urgently.
Unmatched Services of Overseas Travel Insurance Japan
How Stonewell become the number 1
Diseases and accidents do not take holidays. Accordingly, we operate email, phone, and chat consultations without any days off.
Due to our large number of clients, we have top-tier contracts with major insurance companies. We're qualified to offer the best coverage benefits at the lowest prices.
The purchase of insurance may not differ significantly depending on where you buy it. It's like buying the same Lego set from Costco or a Lego store. You don't necessarily have to purchase through Stonewell. However, when you actually need to use the insurance, make sure you will receive adequate support. Unfortunately, many providers in the industry tend to be unresponsive after purchasing.
